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By viewing the pages of the Merz & Associates (1992) Ltd website, you acknowledge that you have read and accepted the following terms and disclaimers:

1. While every attempt is made to supply correct information, errors may occur and information provided to us may be incorrect. Merz & Associates (1992) Ltd accordingly does not warrant the correctness of any information supplied on this site. Furthermore, Merz & Associates (1992) Ltd does not accept any responsibility or liability for losses incurred by any party occurring directly or indirectly from any opinion, advice, omission, or representation, whether negligent or otherwise on this site or from the reliance of any party on information supplied on this site.
   
   
2. Any copying or dispersal of information on this site for commercial purposes requires express permission from Merz & Associates (1992) Ltd.